Access Bank ATM Card-How much you can withdraw

Access Bank basically offers three (3) major types of ATM cards to its customers. It’s your choice to choose the one that best meet your needs. Each card has its own unique functions.

Major ATM Cards from Access bank

  • Access Bank Debit Cards
  • Access Bank Credit Cards
  • Access BANK Prepaid Cards

Access Bank Debt Card

Image of Access Bank Debit Card

The Access Bank Debit Card is a payments card that deducts money directly from customers account when used. The card can be used to buy goods or pay for services.

Types of Access bank Debit card

VERVE DEBIT CARD

This card allows you to make a local transaction of N150k a day using any ATM within Nigeria and up to N2Million using POS or online purchase within Nigeria.

Note:

Access Bank Verve Debit Card is not available for international transactions, meaning it cannot be used at any AT-Machine outside Nigeria.

MASTER CARD DEBIT CARD

Master card allows you to make a local transaction of to 150k a day, using ATM in Nigeria, and international transaction of up to $300 a day using ATM outside Nigeria.

You can pay for goods or services worth N2million through POS or make online purchase (web) in Nigeria. With your master card you can also make international transaction worth $3,000 monthly.

VISA NGN CLASSIC DEBIT CARD

You can make transaction of up to N150k a day in Nigeria at any ATM. and international transaction of up to $300 a day using ATM outside Nigeria.

You can pay for goods or services worth N2million through POS or make online purchase (web) in Nigeria worth same amount. You can also make international transaction worth $3,000 monthly.

VISA GOLD DEBIT CARD

With Visa Gold Debit Card, you can make transaction of up to N200k a day in Nigeria at any ATM. and international transaction of up to $300 a day using ATM outside Nigeria. You can pay for goods or services worth N2million through POS or make online purchase (web) in Nigeria worth same amount. You can also make international transaction worth $3,000 monthly

VISA PLATINUM DEBIT CARD

With your Visa Platinum Card, you can make transaction of up to N300k a day in Nigeria at any ATM. and international transaction of up to $300 a day using ATM outside Nigeria. You can pay for goods or services worth N2million through POS or make online purchase (web) in Nigeria worth same amount. You can also make international transaction worth $3,000 monthly both web and POS.

VISA DOLLAR DEBIT CARD

You cannot make a local transaction using this card, but you can make international transaction worth $1000 a day using ATM outside Nigeria. Not available for local POS and online transactions but you can make unlimited international transactions both web and POS.

ACCESS TRAVEL DEBIT CARD

This card has the same features with the Visa Dollar Debit card- You cannot make a local transaction using this card, but you can make international transaction worth $1000 a day using ATM outside Nigeria. Not available for local POS and online transactions but you can make unlimited international transactions both web and POS. Mostly used by travelers just as the name suggests.

Access Bank Credit Card

Image of Access Bank Credit Card

Access Bank Credit Card allows the card holder to borrow money from the bank inform of cash advances that can be accessed through bank tellers, ATMs or Checks with the condition that the card holders will pay back the borrowed money plus the agreed interest rate and any additional charges attached.

Types of Access Bank Credit Card

  • NSN Credit Card
  • Classic Credit Card
  • Gold Credit Card
  • Platinum Credit Card
  • Black Credit Card

NGN CREDIT CARD

With this card, you can make a local transaction worth N100K a day using any ATM within Nigeria only. It cannot be used in any ATM outside Nigeria.

You can make a local transaction worth N2million with POS or online purchase. In case you are outside Nigeria, you can as well use you card to make a transaction worth $3,000 with POS or online purchase worth same amount in a month.

CLASSIC CREDIT CARD

With Classic credit card, you can make both local and international transaction worth $300 daily using ATM. You can as well make online or POS transactions worth $10,000 monthly both local and international.

GOLD CREDIT CARD

Gold credit card has the same features with Classic credit card. i.e. you can make both local and international transaction worth $300 daily using ATM. You can as well make online or POS transactions worth $10,000 monthly both local and international.

PLATINUM CREDIT CARD

This card allows you to make both local and international transaction worth $1000 daily using ATM. You can as well make online or POS transactions worth $10,000 monthly both local and international.

BLACK CREDIT CARD

With Access black Credit Card, you can make both local and international transaction worth $1000 daily using ATM. You can as well make unlimited online or POS transactions monthly both local and international.

Access Bank Prepaid Card

Image of Access Bank Prepaid Card

This card is more like a gift card that allows you to spend whatever amount of money that is stored in it and then you can reload the card again either through online or through the card issuers. The card is available in 4 currencies: NGN, USD, GBP, and Euros Accepted Nationwide.

Note:

There are many charges attached to prepaid card, so its advisable to make proper research before deciding on the card to go for.

Types of Access bank Prepaid Card

  • Verve
  • Master card
  • Visa card

VERVE PREPAID CARD

This card allows you to make a local transaction of up to the amount of N150k in a day with any ATM within Nigeria. You cannot use it in any ATM outside Nigeria. You can as well make a transaction of up to N2million with POS or online purchase worth same amount within Nigeria. You cannot use this card outside Nigeria for any transaction both online or through POS.

MASTERCARD PREPAID CARD

This card allows you to make a local transaction of to 150k a day, using ATM in Nigeria, and international transaction of up to $300 a day using ATM outside Nigeria.

You can pay for goods or services worth N2million through POS or make online purchase (web) in Nigeria. With your master card you can also make international transaction worth $3,000 monthly.

VISA PREPAID CARD

With Visa Prepaid Card, you are not permitted to make any local transaction with any ATM in Nigeria but you can make an international transaction worth $1,000 daily with ATM.

You can as well make unlimited local and international transaction with POS or web (Online transactions)

NOTE:

This article is based on the author’s experience from banking with Access bank for more than 6 years.

You can visit Access bank official website for more details.

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Thank you.

Related article: How to Set Up Access Bank Mobile App on Your Mobile Phone

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